Also termed "ex" or "ex-date" for short; a synonym for "without dividend," it is the day or days on which stock or mutual fund shares are purchased that are not entitled to receive a recently declared dividend or capital gain distribution. If distributions are reinvested, the fund adds shares to your account soon after the ex-date. If a shareholder sells fund shares of a taxable account at a profit, the shareholder realizes a capital gain. After-tax For Traditional IRAs, a 10% penalty (additional income tax) generally applies to earnings withdrawn before age 59-1/2. New Rule 18f-4 under the 1940 Act provides a comprehensive regulatory framework for the use of derivatives by funds and imposes new requirements and Get our overall rating based on a fundamental. They are diverse across age, gender, ethnicity and background. Management for the fund is deleted in its entirety and replaced with the information below. Rule18f-4 could have an adverse impact on the funds performance and its ability to implement its investment strategies as it has historically and may An IRS term used to describe ordinary dividends subject to a maximum 20% tax rate. You can also sign up for email updates on the SEC open data program, including best practices that make it more efficient to download data, and SEC.gov enhancements that may impact scripted downloading processes. Horizon, Transamerica Asset Allocation Short Transamerica Funds does however keep track of your short-term or long-term holding periods (how long you held your shares), based upon the first-in-first-out (FIFO) method. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. Intended to discourage withdrawals. For example, a tax-free yield of 7% is equivalent to a taxable yield of 9.7% for an investor in the 28% federal income tax bracket, and to a taxable yield of 10.9% for an investor in the 36% tax bracket. Insurance products and services are offered or issued by Transamerica Life Insurance Company, Cedar Rapids, IA; Transamerica Financial Life Insurance Company, Harrison, NY (licensed in New York); and Transamerica Casualty Insurance Company, Cedar Rapids, IA. You could lose money by investing in the fund. The fund may purchase or sell securities on a when-issued, delayed delivery or forward commitment basis and may engage in Go to Manage Your Account, click Transactions on the Account Balance screen; then click Duplicate Tax Forms. 1 d383353d497k.htm TRANSAMERICA TOTAL RETURN Transamerica Total Return TRANSAMERICA FUNDS Supplement to the Currently Effective Prospectus(es) and Summary Prospectus(es) of each Fund Listed in Appendix A Effective Transamerica to provide services for Smarts Innovative Choice PEP, Our index universal life insurance is the #1 top-selling IUL product, Capital Markets Day 2023: Our next chapter. Transamerica companies are part of the Aegon Group. securities of issuers located in or with significant exposure to the countries directly affected, the value and liquidity of the fund's investments may be negatively affected. the loss of a substantial amount, and possibly all, of the fund's assets. Contractual arrangements have been made with the fund's investment manager, Transamerica Asset Management, Inc. ("TAM"), through March 1, 2023 to waive fees and/or reimburse fund expenses to the extent that total annual fund operating expenses exceed 0.68% for Class I2 shares, excluding, as applicable, acquired fund fees and expenses, interest, taxes, brokerage commissions, dividend and . Once the rate of requests has dropped below the threshold for 10 minutes, the user may resume accessing content on SEC.gov. Living longer creates new opportunities to experience all that life brings. Portfolio, Transamerica Asset Allocation - Moderate Growth Revised cost-basis and gain (loss) information on Form 1099-B, if applicable, will be mailed to you. If this situation applies to your Transamerica Funds account, Transamerica Funds adjusts your Form 1099-B information for wash sales. At Capital Markets Day, Aegon and Transamerica leaders announced the next chapter of our transformation building Americas leading middle market life insurance and retirement company. Transamerica Funds are advised by Transamerica Asset Management, Inc. (TAM) and distributed by Transamerica Capital, Inc. (TCI) member of FINRA, 1801 California St. Suite 5200, Denver, CO 80202. elected to receive shareholder reports electronically (e-delivery), you will not be affected by this change and you need not take any action. 1801 California St., Suite 5200, Denver, CO 80202. USD | NAV as of Jun 26, 2023 | 1-Day Return as of Jun 26, 2023, 3:21 PM GMT-7 Morningstar's Analysis TFXIX Will TFXIX outperform in future? The tax implications vary depending on the type of account you own. with the fund complex. Additional information is available from the IRS. Check your balance, designate your beneficiary, or manage other tasks as you pursue your retirement goals. See contingent deferred sales charge, back-end load, front-end load. extraordinary expenses of 0.01%. For best practices on efficiently downloading information from SEC.gov, including the latest EDGAR filings, visit sec.gov/developer. Ordinary dividends are taxed at ordinary income rates (unless qualified - see below), just like wages and most other income, as opposed to lower, capital gains tax rates. The date (as of close of business) on which a shareholder must own fund shares in order to receive a declared dividend or capital gain distribution, or to vote on fund issues in a proxy or shareholder meeting. Income dividends paid by taxable money market funds are dividend income to shareholders, not interest income. annual fund operating expenses after fee waiver and/or expense reimbursement. The federal government and many states generally do not impose income tax on tax-exempt dividends. A class may reimburse TAM only if such reimbursement does not cause, on any particular business day of the fund, the class total annual operating expenses (after the For IRAs and other tax-deferred accounts, dividend and capital gains distributions are not taxable until you withdraw such distributions. A sales charge paid when an individual buys an investment, such as a mutual fund, limited partnership, annuity, or insurance policy. For example, if your fund made no distributions and you sold or exchanged no shares from your account during the tax year, your Transamerica Funds account is not subject to any tax consequences and therefore you should not receive any tax forms. If you sell shares of a taxable non-money market fund account during the year, Transamerica Funds will send you Form 1099-B after year end, which generally will show the average cost basis of shares sold to consider using to complete your income tax returns. For more information, contact opendata@sec.gov. The Example assumes that you invest $10,000 in The returns you experience may be materially different than projections. Reference ID: 0.5157c817.1688832816.684a535. Investment advisory services focused on the unique needs of individual retirees, retirement plans, and their participants offered by Transamerica Retirement Advisors, LLC, a Registered Investment Advisor. In the rare case you sold shares in December at a loss and had a purchase in January the next year, Transamerica Funds will send you a corrected Form 1099-B in February, so do not prepare your taxes until you're sure you have a final form 1099-B. A message from Will Fuller, President and CEO, Susan G., HR Director at a Manufacturing company, Alicia N., An Independent, Licensed Financial Professional with World Financial Group, We will be providing recordkeeping and 3(16) plan administration services for a new pooled employer 401(k) retirement plan solution from Smart Retirement Solutions Inc., the, Group Supplemental Health + Disability Insurance, Transamerica Structured Index Advantage Annuity, Florida Mental Health Coverage Parity Laws, Massachusetts Mental Health Coverage Grandfathered Major Medical Plans ONLY, Do Not Sell or Share My Personal Information. For best practices on efficiently downloading information from SEC.gov, including the latest EDGAR filings, visit sec.gov/developer. The yield before taxes that a taxable mutual fund or bond would have to pay to be equal to the tax-free yield of a mutual fund or municipal bond. limitations, performance would be lower. The load is clubbed with the first payment made by an investor, so the total initial payment is higher than the later payments. Fees (fees paid directly from your investment), Maximum TRANSAMERICA FUNDS - Transamerica Total Return I2 has disclosed 559 total holdings in their latest SEC filings. its obligations under derivatives transactions and may have to Transamerica Total Return (the "fund") Effective immediately, the information in the Prospectus and Summary Prospectus under the section entitled "Management" for the fund is deleted in its entirety and replaced with the information below. This site may not yet be approved by the Departments of Insurance in all states at the time of publication. Actual Assets Under Management (AUM) is this value plus cash (which is not disclosed). incurred in the ordinary course of the funds business. Mortgage-Related and Asset-Backed Securities Seeks to provide high total return through a combination of current income and capital appreciation. Tax implications vary, depending on the type of account you own: As with all mutual funds, Transamerica funds may be required to withhold U.S. federal income tax at the fourth lowest tax rate applicable to unmarried individuals (currently 24% as of January 1, 2018) on all taxable distributions payable to you if: a) you fail to provide the fund with your correct taxpayer identification number; b) you fail to make required certifications; or c) if you have been notified by the IRS that you are subject to backup withholding. Final expense insurance can provide families a fast, easy, and cost-effective solution to help live their best lives today while providing reassurance for tomorrow. legal risk. If the AMT rules produce a tax liability greater than that from traditional means, the taxpayer generally must pay the higher AMT required tax. A tax imposed by some states or jurisdictions that is based upon the value of assets such as mutual fund shares, as distinguished from taxes on income. The ACH network allows Transamerica Funds to deposit money directly into a shareholder's bank account for things such as dividends or redemptions (either as requested or under a Systematic Withdrawal Plan or a recurring schedule). cost basis reporting - what you need to know. arrangements have been made with the funds investment manager, Transamerica Asset Management, Inc. (TAM), through March 1, 2021 to waive fees and/or reimburse fund expenses to the extent that total annual fund operating References to Transamerica on this site apply to an individual company or collectively to these and other Transamerica companies. The model offers the ability to create a full-time business or one that is part-time to earn extra income. Please declare your traffic by updating your user agent to include company specific information. We've implemented new enhanced security features designed to provide an added layer of protection to your account. It is not currently clear what impact, if any, the new rule will have on the availability, liquidity or performance of derivatives. Please click here, or contact your financial professional to obtain a prospectus or, if available, a summary prospectus containing this information. Last updated: 03/30/2023 Business owners are more aware than ever of the need to safeguard their business. For a complete discussion of the risks associated with each fund, please read the prospectus carefully. The financial professionals at WFG define whom they serve. An IRS tax form Transamerica Funds will send you and the IRS if you had any taxable withdrawals from tax-deferred accounts such as IRAs during the year. The IRS disallows deducting such as loss in the year sold, but rather makes you defer deducting the loss until such time you dispose of the shares purchased that triggered the loss deferral. This form is also not sent where an individual's total taxable distributions are less than $10 for the year, however you must still report this taxable income on your income tax return. Also termed "return of capital" distributions; not to be confused with tax-exempt dividends, any such amount a mutual fund would distribute would represent a return of your investment principal or cost basis for taxable accounts. Most recent portfolio value is calculated to be $ 2,071,452,557 USD. See the benefits for yourself with the interactive tool. The fund may enter into reverse repurchase agreements and sale-buyback transactions. Tax-exempt dividends are not included in ordinary dividends. The total return sought by the fund consists of income earned on the funds investments, plus capital appreciation, if any, which generally arises from decreases in interest rates or improving credit fundamentals derivatives involving obligations to third parties. Unauthorized attempts to upload information and/or change information on any portion of this site are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act of 1996 (see Title 18 U.S.C. Tax-exempt funds might distribute taxable dividends, though that is usually not their aim. We help investment advisors and institutions deliver results for their clients by providing the knowledgeable guidance of our sub-advised investments and exclusive practice management tools. Supported by our dedicated team and robust tools, employees can take action to achieve the retirement they deserve. It is a subsidiary of Transamerica. The fund may, without limitation, seek to obtain market exposure to the securities in which it primarily invests by entering into a series of purchase and sale contracts or by using other investment techniques (such as buy backs or Thank you for your interest in the U.S. Securities and Exchange Commission. See tax-equivalent yield. Index universal life (IUL) insurance can be a great way to protect loved ones and their financial well-being while building potential tax-advantaged cash value accumulation all with downside protection. Health savings products and services offered through Transamerica Health Savings Solutions, LLC. Get annual foreign source income information. Weve been with Transamerica for 20+ years, and theyve helped us steadily increase our employee participation rate. 1-888-233-4339. Health savings products and services offered through Transamerica Health Savings Solutions, LLC. Horizon, Transamerica Asset Allocation Long The Advanced Markets Group providesa library of resources from distinguished industry professionals from a variety of industries. Opportunities, Transamerica Inflation-Protected short sales. If the fund sells investment securities at gain, it distributes those profits to shareholders as a capital gain distribution. You may elect to receive all future Youll get benefits like flexibility and the potential for growth, all backed by a highly rated insurance company. The share price used to determine the number of shares reinvested into a fund account using the reinvestment privilege. Special rules may apply to corporate or other shareholders. A "taxable event" is a transaction that creates tax implications. Securities and investment advisory services offered by Transamerica Financial Advisors, Inc., a broker-dealer, member of FINRA, SIPC and a Registered Investment Adviser. The use of leverage is considered to be a speculative investment practice and may result in Securities and investment advisory services offered by Transamerica Financial Advisors, Inc., a broker-dealer, member of FINRA, SIPC and a Registered Investment Adviser. An IRS tax form Transamerica Funds will send you and the IRS reporting contributions and rollovers made to a Coverdell Education Savings Account naming State Street Bank as custodian. Note that this policy may change as the SEC manages SEC.gov to ensure that the website performs efficiently and remains available to all users. Copyright 2011 - 2023 Transamerica Corporation, 6400 C Street SW, Cedar Rapids, IA 52499 All Rights Reserved. The higher the tax bracket, the more attractive the tax-free income becomes. Transamerica Emerging Markets Opportunities, Transamerica International Small Cap Value, Transamerica International Sustainable Equity, Transamerica Inflation-Protected Securities, Transamerica Asset Allocation - Conservative Portfolio, Transamerica Asset Allocation - Growth Portfolio, Transamerica Asset Allocation - Moderate Growth Portfolio, Transamerica Asset Allocation - Moderate Portfolio, Transamerica Asset Allocation Intermediate Horizon, Transamerica Asset Allocation Long Horizon, Transamerica Asset Allocation Short Horizon, Transamerica ClearTrack Retirement Income.

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